1357 Home Avenue - Akron, Ohio 44310 - Tel: 330-631-0350 Fax: 330-631-0355
The Mission of the Mustard Seed Development Center Financial Literacy Program is simply to use every resource at our disposal to empower disenfranchised adults in low to moderate-income households.
Strengthening their understanding and every day knowhow in the specific areas of financial and household management.
OBJECTIVE
To create an environment where participants are encouraged and empowered to become self sufficient and successful in managing financial transactions for themselves.
To increase the awareness of the types of credit available and teach the importance of the usage of credit.
To promote and encourage the use of household spending and saving plans.
To create awareness of decent housing that is affordable to low-mod income persons.
To promote responsibility of homeownership.
Offer down payment assistance to homebuyers that qualify.
Offer Rehab opportunities to New and Existing Homebuyers.
To encourage the elimination of excessive debt
MONEY MANAGEMENT
In the money management session of our training, our clients learn to deal with our most challenging issue....the determination to re-train their OWN minds to be able to do different things and make a change in their habits to lay a more solid foundation for financial growth.
We deal with the differences in wants and needs and really examine our processes to identify areas we can focus on helping each individual to do better in!
Our money management class has helped our clients make HUGE strides in bettering their quality of life and has also helped lead to eventual home ownership!
BUDGET
The objective of the budget basics session is to teach the client to actually begin the act of DOING a budget for the home. We have found that the toughest thing is not the understanding of the budget process itself.....but the implementation of the training and then maintaining the training through to the point of seeing the desired results!
We impress these ideals and techniques to our clients to let them know it's a matter of making the choices which will bring YOUR household out of the trouble it's in and also improve quality of life for your family!
CREDIT
The Credit componet deals with all the following areas to educate the client and expand their knowledge of how credit works, what it is, how to maintain it, and how to repair it!
The components include the following:
Manage Credit
Understand The Value of Credit
Understand Credit Terms and Conditions
Understand Lenders Expectations
Identify Excessive Credit Usage
Understand the Credit Report
Re-Establish Current Credit Obligations
Enhance Quality of Credit Profile
The objective of the in-depth counseling sessions is to teach the client to actually begin the act of DOING the work of forming a budget for the home.
We have found that the toughest thing is not the understanding of the workings of money or credit but beginning and maintaining the financial growth process itself.....as well as the implementation of the training and the maintaining the training through to the point of seeing the desired results!
We impress these ideals and techniques to our clients through our counseling sessions to our clients to let them know it's a matter of making the choices which will bring YOUR household out of the trouble it's in and also improve quality of life for your family!
Budget two takes the client deeper into techniques and training that allows them to get actual hands-on interaction with other clients in our class room setting. Comparing ideas, notes and techniques for budgeting helps our clients to see how other people implement changes and have good success!
This componet is considered one of our most valuable as clients examine closely their OWN habits and vices that lead to their actual flow of cash in and out of the home. We take a concentrated approach to identify this flow and help to improve it with our focused curriculum and we have also had countless reports of clients using these teachings and greatly improving their abilty to effectively budget!
Our scheduled financial literacy classes are in the PDF Documents below:
monday_fm_schedule_2010[1]
housing_assistance_schedule_2010[1]
homeownership_schedule_2010[1]
saturday_fm_schedule_2010[1]
Here are our printable PDF Forms including applications for you to fill out and bring along with all your required documents from our documents list:
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