Mustard Seed Development Center, (MSDC)  Helping Homeowners that are struggling with their mortgage and/or need assistance speaking with their lender or Delinquent Property Taxes.

HUD Counselors : working with Homeowners to Save their Home 

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1.  Mortgage Modification Plans with Lenders -  MSDC is working with Lenders to Assistance with avoiding Foreclosure for mortgage delinquency and delinquent property taxes with your county.

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MSDC will assist with modifications plans with your lender.

• Modifications

• Repayment Plans

• Forbearance Agreements

• Exit Strategies - to include Deed in Lieu, 

• Refinances

• Referral to Attorneys for options to avoid Foreclosure

• Referral to Lenders for Reverse Mortgages or HECM Counseling

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Let MSDC Housing Counselors assist you through the process of successfully completing the modification application.

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1. MSDC Mortgage Assistance Intake Form Package - (Click this link for the form)

2. Self-Employment Financial Profit and Loss Statement Form  (Click this link for the form) 

3.  No Income Statement Form (Click this link for the form)

4.  Foreclosure Strategy Brochure (Click this like for the forms)  

5.  Last 60 days of current income statements of Income for everyone over 18

6.  Two months of Bank Statements

7.   Two Years of 1040 OR Three Years of Schedules for Business Returns

8.  Copy of your latest or most recent Mortgage Statement

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​​​​​​​​​​​​​​​​​​2.   Delinquent Property Taxes Assistance   Summit County Will assist with Delinquent Property Tax with a repayment plan to avoid foreclosure.  

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The program is designed to help people that have had financial situations that have affected their ability to pay their Property Taxes.  Contact a counselor at Mustard Seed Development Center to see if you qualify for the assistance and the additional services.

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 Document You Must Complete To Appy for the Assistance:

1.  Delinquent Property Tax Assistance Application Form Package - (click this link for the form) 

2.  MSDC Budget Form (Click this link for the form)

3.  Self-Employment Financial Profit and Loss Statement Form

4.  SDO Attestation Form  (Click this link for the form)

5.  No Income Statement Form  (Click this link for the form)  

6.  Last 30 days of current income statements of Income for everyone over 18

7.  Copy of your latest or most recent Mortgage Statement

8.  Copy of Delinquent Tax Bill 

9.  If Delinquent Property Taxes are over $2,500 you will need a Repayment Plan from the County for the remaining  amount owed AND a copy of your Drivers Licenses

10.  Copy of Insurance document showing Mortgage Insurance is paid up to date 

11.  Hand written email or letter to explain why/how/when the taxes became delinquent

12.  Copy of Social Security Cards or Birth Certificate for everyone living in the household.